98195 — King County, Washington Market Snapshot
Housing market data for zip code 98195 in King County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the King County county page for broader data.
Market Sales Data
1 sales in 2021
Median Sale Price
$759,950
Days to Sell
12
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 98195 can comfortably use conventional financing. The median home price of $759,950 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98195 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 98195 can comfortably use conventional financing. The median home price of $759,950 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98195 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98195
To purchase the median home at $759,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,972.
Monthly Payment
$5,972
Income Required
$255,964
Principal & Interest
$4,683/mo
Down Payment (5%)
$37,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98195.
Estimated Monthly Payment
$4,853
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