98144 — King County, Washington Market Snapshot
Housing market data for zip code 98144 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
57 sales in 2026 (year to date)
Median Sale Price
$1,017,750
Days to Sell
9
Homes Sold
57
Inventory
42
Sale-to-List
100.3%
New Listings
80
Price/SqFt
$531
Pending Sales
58
Conforming Loan Available
The median home in 98144 at $1,017,750 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
98144 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98144 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98144 at $1,017,750 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98144 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98144
To purchase the median home at $1,017,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,948.
Monthly Payment
$7,948
Income Required
$340,615
Principal & Interest
$6,271/mo
Down Payment (5%)
$50,888
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98144.
Estimated Monthly Payment
$6,449
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