98133 — King County, Washington Market Snapshot
Housing market data for zip code 98133 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
25 sales in 2026 (year to date)
Median Sale Price
$339,700
Days to Sell
31
Homes Sold
25
Inventory
36
Sale-to-List
99.3%
New Listings
33
Price/SqFt
$420
Pending Sales
25
Conforming Loan Available
Most homebuyers in 98133 can comfortably use conventional financing. The median home price of $339,700 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98133's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 98133 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98133 can comfortably use conventional financing. The median home price of $339,700 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98133 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98133
To purchase the median home at $339,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,753.
Monthly Payment
$2,753
Income Required
$117,972
Principal & Interest
$2,093/mo
Down Payment (5%)
$16,985
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98133.
Estimated Monthly Payment
$2,252
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