98125 — King County, Washington Market Snapshot
Housing market data for zip code 98125 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
87 sales in 2026 (year to date)
Median Sale Price
$899,950
Days to Sell
8
Homes Sold
87
Inventory
36
Sale-to-List
101.2%
New Listings
119
Price/SqFt
$509
Pending Sales
98
Conforming Loan Available
The median home in 98125 at $899,950 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
98125 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98125 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98125 at $899,950 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98125 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98125
To purchase the median home at $899,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,045.
Monthly Payment
$7,045
Income Required
$301,934
Principal & Interest
$5,545/mo
Down Payment (5%)
$44,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98125.
Estimated Monthly Payment
$5,720
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