98077 — King County, Washington Market Snapshot
Housing market data for zip code 98077 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$1,717,500
Days to Sell
8
Homes Sold
54
Inventory
36
Sale-to-List
99.1%
New Listings
88
Price/SqFt
$528
Pending Sales
61
Jumbo Loan Likely Needed
The median home in 98077 at $1,717,500 exceeds the 2026 conforming loan limit of $1,063,750 by $653,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
98077 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98077 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98077 at $1,717,500 exceeds the 2026 conforming loan limit of $1,063,750 by $653,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 98077 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98077
To purchase the median home at $1,717,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $13,309.
Monthly Payment
$13,309
Income Required
$570,383
Principal & Interest
$10,583/mo
Down Payment (5%)
$85,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98077.
Estimated Monthly Payment
$10,779
Jumbo loan required. Loan amount exceeds the $1,063,750 conforming limit for 98077.
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