98070 — King County, Washington Market Snapshot
Housing market data for zip code 98070 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$949,000
Days to Sell
8
Homes Sold
47
Inventory
35
Sale-to-List
101.9%
New Listings
75
Price/SqFt
$497
Pending Sales
53
Conforming Loan Available
The median home in 98070 at $949,000 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
98070 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98070 (101.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98070 at $949,000 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98070 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98070
To purchase the median home at $949,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,421.
Monthly Payment
$7,421
Income Required
$318,040
Principal & Interest
$5,847/mo
Down Payment (5%)
$47,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98070.
Estimated Monthly Payment
$6,023
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