98019 — King County, Washington Market Snapshot
Housing market data for zip code 98019 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$891,737
Days to Sell
22
Homes Sold
42
Inventory
46
Sale-to-List
99.2%
New Listings
66
Price/SqFt
$426
Pending Sales
39
Conforming Loan Available
The median home in 98019 at $891,737 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 98019 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98019 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98019 at $891,737 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98019 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98019
To purchase the median home at $891,737 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,982.
Monthly Payment
$6,982
Income Required
$299,237
Principal & Interest
$5,495/mo
Down Payment (5%)
$44,587
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98019.
Estimated Monthly Payment
$5,669
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 98019. Tell us what you're looking for.