98278 — Island County, Washington Market Snapshot
Home prices, loan limits, and market data for zip code 98278 in Island County, Washington.
Median Listing Price
N/A
Conforming Limit
$832,750
Set by Island County
Loan limits in 98278 are set at the county level.
2026 Loan Limits — Island County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $671,600 |
| 2 Units | $1,066,250 | $859,750 |
| 3 Units | $1,288,800 | $1,039,250 |
| 4 Units | $1,601,750 | $1,291,550 |
Mortgage Calculator
Estimate your monthly payment for a home in 98278.
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Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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