98569 — Grays Harbor County, Washington Market Snapshot
Housing market data for zip code 98569 in Grays Harbor County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Grays Harbor County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$182,700
Days to Sell
14
Homes Sold
8
Inventory
35
Conforming Loan Available
Most homebuyers in 98569 can comfortably use conventional financing. The median home price of $182,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98569 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 98569 can comfortably use conventional financing. The median home price of $182,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98569 are set at the county level.
2026 Loan Limits — Grays Harbor County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 98569
To purchase the median home at $182,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,550.
Monthly Payment
$1,550
Income Required
$66,420
Principal & Interest
$1,126/mo
Down Payment (5%)
$9,135
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98569.
Estimated Monthly Payment
$1,281
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