98684 — Clark County, Washington Market Snapshot
Housing market data for zip code 98684 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$549,900
Days to Sell
27
Homes Sold
65
Inventory
73
Sale-to-List
101.0%
New Listings
122
Price/SqFt
$303
Pending Sales
95
Conforming Loan Available
Most homebuyers in 98684 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98684 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98684 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98684 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98684 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98684
To purchase the median home at $549,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,363.
Monthly Payment
$4,363
Income Required
$186,993
Principal & Interest
$3,388/mo
Down Payment (5%)
$27,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98684.
Estimated Monthly Payment
$3,553
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