98629 — Clark County, Washington Market Snapshot
Housing market data for zip code 98629 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$632,500
Days to Sell
64
Homes Sold
40
Inventory
56
Sale-to-List
98.9%
New Listings
75
Price/SqFt
$288
Pending Sales
53
Conforming Loan Available
Most homebuyers in 98629 can comfortably use conventional financing. The median home price of $632,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 98629 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 98629 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98629 can comfortably use conventional financing. The median home price of $632,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98629 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98629
To purchase the median home at $632,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,996.
Monthly Payment
$4,996
Income Required
$214,115
Principal & Interest
$3,897/mo
Down Payment (5%)
$31,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98629.
Estimated Monthly Payment
$4,064
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