23692 — York County, Virginia Market Snapshot
Housing market data for zip code 23692 in York County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$337,000
Days to Sell
24
Homes Sold
21
Inventory
10
Sale-to-List
99.2%
New Listings
23
Price/SqFt
$212
Pending Sales
19
Conforming Loan Available
Most homebuyers in 23692 can comfortably use conventional financing. The median home price of $337,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 23692 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 23692 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 23692 can comfortably use conventional financing. The median home price of $337,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 23692 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $757,850 |
| 2 Units | $1,066,250 | $970,200 |
| 3 Units | $1,288,800 | $1,172,750 |
| 4 Units | $1,601,750 | $1,457,450 |
Affordability Snapshot — Zip 23692
To purchase the median home at $337,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,732.
Monthly Payment
$2,732
Income Required
$117,085
Principal & Interest
$2,076/mo
Down Payment (5%)
$16,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 23692.
Estimated Monthly Payment
$2,236
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