24210 — Washington County, Virginia Market Snapshot
Housing market data for zip code 24210 in Washington County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$277,000
Days to Sell
75
Homes Sold
52
Inventory
60
Sale-to-List
95.6%
New Listings
63
Price/SqFt
$173
Pending Sales
48
Conforming Loan Available
Most homebuyers in 24210 can comfortably use conventional financing. The median home price of $277,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 24210 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 24210 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24210 can comfortably use conventional financing. The median home price of $277,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24210 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24210
To purchase the median home at $277,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,272.
Monthly Payment
$2,272
Income Required
$97,384
Principal & Interest
$1,707/mo
Down Payment (5%)
$13,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24210.
Estimated Monthly Payment
$1,864
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 24210. Tell us what you're looking for.