23830 — Sussex County, Virginia Market Snapshot
Housing market data for zip code 23830 in Sussex County, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Sussex County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$404,500
Days to Sell
25
Homes Sold
4
Inventory
2
Conforming Loan Available
Most homebuyers in 23830 can comfortably use conventional financing. The median home price of $404,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 23830 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 23830 can comfortably use conventional financing. The median home price of $404,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 23830 are set at the county level.
2026 Loan Limits — Sussex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $707,250 |
| 2 Units | $1,066,250 | $905,400 |
| 3 Units | $1,288,800 | $1,094,450 |
| 4 Units | $1,601,750 | $1,360,100 |
Affordability Snapshot — Zip 23830
To purchase the median home at $404,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,249.
Monthly Payment
$3,249
Income Required
$139,249
Principal & Interest
$2,492/mo
Down Payment (5%)
$20,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 23830.
Estimated Monthly Payment
$2,653
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