24101 — Roanoke County, Virginia Market Snapshot
Housing market data for zip code 24101 in Roanoke County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$399,900
Days to Sell
32
Homes Sold
31
Inventory
36
Sale-to-List
96.8%
New Listings
47
Price/SqFt
$168
Pending Sales
36
Conforming Loan Available
Most homebuyers in 24101 can comfortably use conventional financing. The median home price of $399,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24101's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 24101 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24101 can comfortably use conventional financing. The median home price of $399,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24101 are set at the county level.
2026 Loan Limits — Roanoke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24101
To purchase the median home at $399,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,214.
Monthly Payment
$3,214
Income Required
$137,739
Principal & Interest
$2,464/mo
Down Payment (5%)
$19,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24101.
Estimated Monthly Payment
$2,625
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