24014 — Roanoke County, Virginia Market Snapshot
Housing market data for zip code 24014 in Roanoke County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$308,500
Days to Sell
22
Homes Sold
67
Inventory
58
Sale-to-List
97.2%
New Listings
91
Price/SqFt
$174
Pending Sales
66
Conforming Loan Available
Most homebuyers in 24014 can comfortably use conventional financing. The median home price of $308,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 24014 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 24014 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24014 can comfortably use conventional financing. The median home price of $308,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24014 are set at the county level.
2026 Loan Limits — Roanoke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24014
To purchase the median home at $308,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,514.
Monthly Payment
$2,514
Income Required
$107,727
Principal & Interest
$1,901/mo
Down Payment (5%)
$15,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24014.
Estimated Monthly Payment
$2,059
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