22191 — Prince William County, Virginia Market Snapshot
Housing market data for zip code 22191 in Prince William County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
158 sales in 2026 (year to date)
Median Sale Price
$486,000
Days to Sell
36
Homes Sold
158
Inventory
136
Sale-to-List
100.3%
New Listings
231
Price/SqFt
$263
Pending Sales
202
Conforming Loan Available
Most homebuyers in 22191 can comfortably use conventional financing. The median home price of $486,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22191's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 22191 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22191 can comfortably use conventional financing. The median home price of $486,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22191 are set at the county level.
2026 Loan Limits — Prince William County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22191
To purchase the median home at $486,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,874.
Monthly Payment
$3,874
Income Required
$166,011
Principal & Interest
$2,995/mo
Down Payment (5%)
$24,300
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22191.
Estimated Monthly Payment
$3,158
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