23875 — Prince George County, Virginia Market Snapshot
Housing market data for zip code 23875 in Prince George County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$389,000
Days to Sell
39
Homes Sold
17
Inventory
16
Sale-to-List
98.5%
New Listings
26
Price/SqFt
$190
Pending Sales
21
Conforming Loan Available
Most homebuyers in 23875 can comfortably use conventional financing. The median home price of $389,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
23875's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 23875 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 23875 can comfortably use conventional financing. The median home price of $389,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 23875 are set at the county level.
2026 Loan Limits — Prince George County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $707,250 |
| 2 Units | $1,066,250 | $905,400 |
| 3 Units | $1,288,800 | $1,094,450 |
| 4 Units | $1,601,750 | $1,360,100 |
Affordability Snapshot — Zip 23875
To purchase the median home at $389,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,130.
Monthly Payment
$3,130
Income Required
$134,160
Principal & Interest
$2,397/mo
Down Payment (5%)
$19,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 23875.
Estimated Monthly Payment
$2,557
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