24141 — Montgomery County, Virginia Market Snapshot
Housing market data for zip code 24141 in Montgomery County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$289,650
Days to Sell
24
Homes Sold
52
Inventory
45
Sale-to-List
97.9%
New Listings
93
Price/SqFt
$168
Pending Sales
75
Conforming Loan Available
Most homebuyers in 24141 can comfortably use conventional financing. The median home price of $289,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 24141 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 24141 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24141 can comfortably use conventional financing. The median home price of $289,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24141 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24141
To purchase the median home at $289,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,369.
Monthly Payment
$2,369
Income Required
$101,537
Principal & Interest
$1,785/mo
Down Payment (5%)
$14,483
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24141.
Estimated Monthly Payment
$1,943
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