20166 — Loudoun County, Virginia Market Snapshot
Housing market data for zip code 20166 in Loudoun County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$605,000
Days to Sell
29
Homes Sold
34
Inventory
27
Sale-to-List
100.3%
New Listings
52
Price/SqFt
$302
Pending Sales
32
Conforming Loan Available
Most homebuyers in 20166 can comfortably use conventional financing. The median home price of $605,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 20166 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 20166 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20166 can comfortably use conventional financing. The median home price of $605,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20166 are set at the county level.
2026 Loan Limits — Loudoun County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20166
To purchase the median home at $605,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,785.
Monthly Payment
$4,785
Income Required
$205,085
Principal & Interest
$3,728/mo
Down Payment (5%)
$30,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20166.
Estimated Monthly Payment
$3,894
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 20166. Tell us what you're looking for.