20115 — Fauquier County, Virginia Market Snapshot
Housing market data for zip code 20115 in Fauquier County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$724,900
Days to Sell
55
Homes Sold
27
Inventory
33
Sale-to-List
98.1%
New Listings
45
Price/SqFt
$256
Pending Sales
24
Conforming Loan Available
Most homebuyers in 20115 can comfortably use conventional financing. The median home price of $724,900 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20115's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 20115 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20115 can comfortably use conventional financing. The median home price of $724,900 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20115 are set at the county level.
2026 Loan Limits — Fauquier County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20115
To purchase the median home at $724,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,704.
Monthly Payment
$5,704
Income Required
$244,455
Principal & Interest
$4,467/mo
Down Payment (5%)
$36,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20115.
Estimated Monthly Payment
$4,636
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