22312 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22312 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$640,500
Days to Sell
33
Homes Sold
26
Inventory
14
Sale-to-List
100.2%
New Listings
33
Price/SqFt
$346
Pending Sales
24
Conforming Loan Available
Most homebuyers in 22312 can comfortably use conventional financing. The median home price of $640,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22312's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 22312 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22312 can comfortably use conventional financing. The median home price of $640,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22312 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22312
To purchase the median home at $640,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,057.
Monthly Payment
$5,057
Income Required
$216,742
Principal & Interest
$3,947/mo
Down Payment (5%)
$32,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22312.
Estimated Monthly Payment
$4,114
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