22302 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22302 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$1,322,750
Days to Sell
11
Homes Sold
22
Inventory
11
Sale-to-List
103.7%
New Listings
32
Price/SqFt
$509
Pending Sales
24
Jumbo Loan Likely Needed
The median home in 22302 at $1,322,750 exceeds the 2026 conforming loan limit of $1,249,125 by $73,625. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
22302 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 22302 are selling 3.7% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 22302 at $1,322,750 exceeds the 2026 conforming loan limit of $1,249,125 by $73,625. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22302 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22302
To purchase the median home at $1,322,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,284.
Monthly Payment
$10,284
Income Required
$440,764
Principal & Interest
$8,150/mo
Down Payment (5%)
$66,138
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22302.
Estimated Monthly Payment
$8,336
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 22302. Tell us what you're looking for.