22182 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22182 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$1,450,500
Days to Sell
6
Homes Sold
86
Inventory
42
Sale-to-List
104.0%
New Listings
125
Price/SqFt
$396
Pending Sales
96
Jumbo Loan Likely Needed
The median home in 22182 at $1,450,500 exceeds the 2026 conforming loan limit of $1,249,125 by $201,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
22182 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 22182 are selling 4.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 22182 at $1,450,500 exceeds the 2026 conforming loan limit of $1,249,125 by $201,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22182 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22182
To purchase the median home at $1,450,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,263.
Monthly Payment
$11,263
Income Required
$482,712
Principal & Interest
$8,938/mo
Down Payment (5%)
$72,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22182.
Estimated Monthly Payment
$9,127
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