22039 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22039 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
73 sales in 2026 (year to date)
Median Sale Price
$1,250,000
Days to Sell
17
Homes Sold
73
Inventory
24
Sale-to-List
104.8%
New Listings
102
Price/SqFt
$324
Pending Sales
94
Jumbo Loan Likely Needed
The median home in 22039 at $1,250,000 exceeds the 2026 conforming loan limit of $1,249,125 by $875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 22039 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 22039 are selling 4.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 22039 at $1,250,000 exceeds the 2026 conforming loan limit of $1,249,125 by $875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22039 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22039
To purchase the median home at $1,250,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,727.
Monthly Payment
$9,727
Income Required
$416,876
Principal & Interest
$7,702/mo
Down Payment (5%)
$62,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22039.
Estimated Monthly Payment
$7,886
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