22032 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22032 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
91 sales in 2026 (year to date)
Median Sale Price
$915,000
Days to Sell
12
Homes Sold
91
Inventory
44
Sale-to-List
103.6%
New Listings
124
Price/SqFt
$346
Pending Sales
110
Conforming Loan Available
Most homebuyers in 22032 can comfortably use conventional financing. The median home price of $915,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22032 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 22032 are selling 3.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 22032 can comfortably use conventional financing. The median home price of $915,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22032 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22032
To purchase the median home at $915,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,160.
Monthly Payment
$7,160
Income Required
$306,876
Principal & Interest
$5,638/mo
Down Payment (5%)
$45,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22032.
Estimated Monthly Payment
$5,813
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