20194 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 20194 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$659,000
Days to Sell
25
Homes Sold
30
Inventory
14
Sale-to-List
101.3%
New Listings
39
Price/SqFt
$381
Pending Sales
32
Conforming Loan Available
Most homebuyers in 20194 can comfortably use conventional financing. The median home price of $659,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 20194 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 20194 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20194 can comfortably use conventional financing. The median home price of $659,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20194 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20194
To purchase the median home at $659,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,199.
Monthly Payment
$5,199
Income Required
$222,816
Principal & Interest
$4,061/mo
Down Payment (5%)
$32,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20194.
Estimated Monthly Payment
$4,228
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 20194. Tell us what you're looking for.