22030 — Fairfax city, Virginia Market Snapshot
Housing market data for zip code 22030 in Fairfax city, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
94 sales in 2026 (year to date)
Median Sale Price
$887,250
Days to Sell
20
Homes Sold
94
Inventory
33
Sale-to-List
102.8%
New Listings
107
Price/SqFt
$355
Pending Sales
96
Conforming Loan Available
Most homebuyers in 22030 can comfortably use conventional financing. The median home price of $887,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 22030 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 22030 are selling 2.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 22030 can comfortably use conventional financing. The median home price of $887,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22030 are set at the county level.
2026 Loan Limits — Fairfax city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22030
To purchase the median home at $887,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,948.
Monthly Payment
$6,948
Income Required
$297,764
Principal & Interest
$5,467/mo
Down Payment (5%)
$44,363
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22030.
Estimated Monthly Payment
$5,641
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