24441 — Augusta County, Virginia Market Snapshot
Housing market data for zip code 24441 in Augusta County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$341,000
Days to Sell
6
Homes Sold
22
Inventory
9
Sale-to-List
99.7%
New Listings
20
Price/SqFt
$224
Pending Sales
24
Conforming Loan Available
Most homebuyers in 24441 can comfortably use conventional financing. The median home price of $341,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24441 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 24441 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 24441 can comfortably use conventional financing. The median home price of $341,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24441 are set at the county level.
2026 Loan Limits — Augusta County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24441
To purchase the median home at $341,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,763.
Monthly Payment
$2,763
Income Required
$118,398
Principal & Interest
$2,101/mo
Down Payment (5%)
$17,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24441.
Estimated Monthly Payment
$2,260
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