22939 — Augusta County, Virginia Market Snapshot
Housing market data for zip code 22939 in Augusta County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$448,750
Days to Sell
42
Homes Sold
22
Inventory
10
Sale-to-List
99.1%
New Listings
24
Price/SqFt
$202
Pending Sales
26
Conforming Loan Available
Most homebuyers in 22939 can comfortably use conventional financing. The median home price of $448,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22939's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 22939 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22939 can comfortably use conventional financing. The median home price of $448,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22939 are set at the county level.
2026 Loan Limits — Augusta County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 22939
To purchase the median home at $448,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,588.
Monthly Payment
$3,588
Income Required
$153,779
Principal & Interest
$2,765/mo
Down Payment (5%)
$22,438
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22939.
Estimated Monthly Payment
$2,927
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