22943 — Albemarle County, Virginia Market Snapshot
Housing market data for zip code 22943 in Albemarle County, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Albemarle County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,237,480
Days to Sell
6
Homes Sold
2
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 22943 at $1,237,480 exceeds the 2026 conforming loan limit of $832,750 by $404,730. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
22943 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 22943 at $1,237,480 exceeds the 2026 conforming loan limit of $832,750 by $404,730. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22943 are set at the county level.
2026 Loan Limits — Albemarle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $598,000 |
| 2 Units | $1,066,250 | $765,550 |
| 3 Units | $1,288,800 | $925,350 |
| 4 Units | $1,601,750 | $1,150,000 |
Affordability Snapshot — Zip 22943
To purchase the median home at $1,237,480 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,631.
Monthly Payment
$9,631
Income Required
$412,765
Principal & Interest
$7,625/mo
Down Payment (5%)
$61,874
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22943.
Estimated Monthly Payment
$7,809
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 22943.
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