05034 — Windsor County, Vermont Market Snapshot
Housing market data for zip code 05034 in Windsor County, Vermont. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Windsor County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$716,250
Days to Sell
292
Homes Sold
1
Inventory
3
Conforming Loan Available
The median home in 05034 at $716,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 292 days on average, 05034 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 05034 at $716,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 05034 are set at the county level.
2026 Loan Limits — Windsor County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 05034
To purchase the median home at $716,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,638.
Monthly Payment
$5,638
Income Required
$241,615
Principal & Interest
$4,413/mo
Down Payment (5%)
$35,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 05034.
Estimated Monthly Payment
$4,583
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