05462 — Chittenden County, Vermont Market Snapshot
Housing market data for zip code 05462 in Chittenden County, Vermont. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Chittenden County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$791,500
Days to Sell
61
Homes Sold
2
Inventory
6
Conforming Loan Available
The median home in 05462 at $791,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 05462 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 05462 at $791,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 05462 are set at the county level.
2026 Loan Limits — Chittenden County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 05462
To purchase the median home at $791,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,214.
Monthly Payment
$6,214
Income Required
$266,324
Principal & Interest
$4,877/mo
Down Payment (5%)
$39,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 05462.
Estimated Monthly Payment
$5,048
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