05250 — Bennington County, Vermont Market Snapshot
Housing market data for zip code 05250 in Bennington County, Vermont. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$383,000
Days to Sell
133
Homes Sold
10
Inventory
18
Sale-to-List
96.3%
New Listings
15
Price/SqFt
$226
Pending Sales
11
Conforming Loan Available
Most homebuyers in 05250 can comfortably use conventional financing. The median home price of $383,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 133 days on average, 05250 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 05250 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 05250 can comfortably use conventional financing. The median home price of $383,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 05250 are set at the county level.
2026 Loan Limits — Bennington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 05250
To purchase the median home at $383,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,084.
Monthly Payment
$3,084
Income Required
$132,189
Principal & Interest
$2,360/mo
Down Payment (5%)
$19,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 05250.
Estimated Monthly Payment
$2,520
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