84765 — Washington County, Utah Market Snapshot
Housing market data for zip code 84765 in Washington County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$599,950
Days to Sell
34
Homes Sold
12
Inventory
39
Sale-to-List
98.5%
New Listings
30
Price/SqFt
$272
Pending Sales
20
Conforming Loan Available
Most homebuyers in 84765 can comfortably use conventional financing. The median home price of $599,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84765's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84765 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84765 can comfortably use conventional financing. The median home price of $599,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84765 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $607,200 |
| 2 Units | $1,066,250 | $777,300 |
| 3 Units | $1,288,800 | $939,600 |
| 4 Units | $1,601,750 | $1,167,700 |
Affordability Snapshot — Zip 84765
To purchase the median home at $599,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,747.
Monthly Payment
$4,747
Income Required
$203,427
Principal & Interest
$3,697/mo
Down Payment (5%)
$29,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84765.
Estimated Monthly Payment
$3,863
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