84653 — Utah County, Utah Market Snapshot
Housing market data for zip code 84653 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
102 sales in 2026 (year to date)
Median Sale Price
$596,091
Days to Sell
50
Homes Sold
102
Inventory
121
Sale-to-List
99.7%
New Listings
156
Price/SqFt
$194
Pending Sales
127
Conforming Loan Available
Most homebuyers in 84653 can comfortably use conventional financing. The median home price of $596,091 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84653's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84653 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84653 can comfortably use conventional financing. The median home price of $596,091 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84653 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84653
To purchase the median home at $596,091 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,717.
Monthly Payment
$4,717
Income Required
$202,160
Principal & Interest
$3,673/mo
Down Payment (5%)
$29,805
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84653.
Estimated Monthly Payment
$3,839
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