84059 — Utah County, Utah Market Snapshot
Housing market data for zip code 84059 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$587,500
Days to Sell
36
Homes Sold
44
Inventory
55
Sale-to-List
99.4%
New Listings
80
Price/SqFt
$229
Pending Sales
53
Conforming Loan Available
Most homebuyers in 84059 can comfortably use conventional financing. The median home price of $587,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84059's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84059 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84059 can comfortably use conventional financing. The median home price of $587,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84059 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84059
To purchase the median home at $587,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,651.
Monthly Payment
$4,651
Income Required
$199,339
Principal & Interest
$3,620/mo
Down Payment (5%)
$29,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84059.
Estimated Monthly Payment
$3,786
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