84003 — Utah County, Utah Market Snapshot
Housing market data for zip code 84003 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$469,400
Days to Sell
55
Homes Sold
41
Inventory
53
Sale-to-List
99.1%
New Listings
68
Price/SqFt
$241
Pending Sales
45
Conforming Loan Available
Most homebuyers in 84003 can comfortably use conventional financing. The median home price of $469,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84003's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84003 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84003 can comfortably use conventional financing. The median home price of $469,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84003 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84003
To purchase the median home at $469,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,746.
Monthly Payment
$3,746
Income Required
$160,560
Principal & Interest
$2,892/mo
Down Payment (5%)
$23,470
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84003.
Estimated Monthly Payment
$3,055
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