84128 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84128 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$489,500
Days to Sell
27
Homes Sold
63
Inventory
28
Sale-to-List
99.7%
New Listings
61
Price/SqFt
$242
Pending Sales
59
Conforming Loan Available
Most homebuyers in 84128 can comfortably use conventional financing. The median home price of $489,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 84128 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 84128 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84128 can comfortably use conventional financing. The median home price of $489,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84128 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84128
To purchase the median home at $489,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,900.
Monthly Payment
$3,900
Income Required
$167,160
Principal & Interest
$3,016/mo
Down Payment (5%)
$24,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84128.
Estimated Monthly Payment
$3,179
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