84108 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84108 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$940,000
Days to Sell
21
Homes Sold
65
Inventory
62
Sale-to-List
99.2%
New Listings
107
Price/SqFt
$400
Pending Sales
83
Jumbo Loan Likely Needed
The median home in 84108 at $940,000 exceeds the 2026 conforming loan limit of $832,750 by $107,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 84108 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 84108 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84108 at $940,000 exceeds the 2026 conforming loan limit of $832,750 by $107,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 84108 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84108
To purchase the median home at $940,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,352.
Monthly Payment
$7,352
Income Required
$315,085
Principal & Interest
$5,792/mo
Down Payment (5%)
$47,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84108.
Estimated Monthly Payment
$5,967
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 84108. Tell us what you're looking for.