84107 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84107 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$489,950
Days to Sell
41
Homes Sold
20
Inventory
39
Sale-to-List
99.4%
New Listings
39
Price/SqFt
$264
Pending Sales
20
Conforming Loan Available
Most homebuyers in 84107 can comfortably use conventional financing. The median home price of $489,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84107's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84107 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84107 can comfortably use conventional financing. The median home price of $489,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84107 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84107
To purchase the median home at $489,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,904.
Monthly Payment
$3,904
Income Required
$167,308
Principal & Interest
$3,019/mo
Down Payment (5%)
$24,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84107.
Estimated Monthly Payment
$3,182
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