84106 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84106 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
93 sales in 2026 (year to date)
Median Sale Price
$686,000
Days to Sell
26
Homes Sold
93
Inventory
60
Sale-to-List
100.1%
New Listings
124
Price/SqFt
$353
Pending Sales
120
Conforming Loan Available
The median home in 84106 at $686,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 84106 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 84106 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84106 at $686,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 84106 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84106
To purchase the median home at $686,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,406.
Monthly Payment
$5,406
Income Required
$231,682
Principal & Interest
$4,227/mo
Down Payment (5%)
$34,300
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84106.
Estimated Monthly Payment
$4,396
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