84105 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84105 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$792,500
Days to Sell
26
Homes Sold
86
Inventory
38
Sale-to-List
100.3%
New Listings
105
Price/SqFt
$394
Pending Sales
105
Conforming Loan Available
The median home in 84105 at $792,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 84105 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 84105 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84105 at $792,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 84105 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84105
To purchase the median home at $792,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,222.
Monthly Payment
$6,222
Income Required
$266,652
Principal & Interest
$4,883/mo
Down Payment (5%)
$39,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84105.
Estimated Monthly Payment
$5,055
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