84092 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84092 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
64 sales in 2026 (year to date)
Median Sale Price
$898,000
Days to Sell
32
Homes Sold
64
Inventory
90
Sale-to-List
98.9%
New Listings
132
Price/SqFt
$271
Pending Sales
98
Jumbo Loan Likely Needed
The median home in 84092 at $898,000 exceeds the 2026 conforming loan limit of $832,750 by $65,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
84092's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84092 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84092 at $898,000 exceeds the 2026 conforming loan limit of $832,750 by $65,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 84092 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84092
To purchase the median home at $898,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,030.
Monthly Payment
$7,030
Income Required
$301,294
Principal & Interest
$5,533/mo
Down Payment (5%)
$44,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84092.
Estimated Monthly Payment
$5,708
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