84761 — Iron County, Utah Market Snapshot
Housing market data for zip code 84761 in Iron County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$380,750
Days to Sell
42
Homes Sold
12
Inventory
32
Sale-to-List
0.0%
New Listings
30
Price/SqFt
$243
Pending Sales
16
Conforming Loan Available
Most homebuyers in 84761 can comfortably use conventional financing. The median home price of $380,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84761's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 84761 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 84761 can comfortably use conventional financing. The median home price of $380,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84761 are set at the county level.
2026 Loan Limits — Iron County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 84761
To purchase the median home at $380,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,067.
Monthly Payment
$3,067
Income Required
$131,451
Principal & Interest
$2,346/mo
Down Payment (5%)
$19,038
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84761.
Estimated Monthly Payment
$2,506
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