84720 — Iron County, Utah Market Snapshot
Housing market data for zip code 84720 in Iron County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
98 sales in 2026 (year to date)
Median Sale Price
$492,400
Days to Sell
56
Homes Sold
98
Inventory
168
Sale-to-List
97.7%
New Listings
171
Price/SqFt
$238
Pending Sales
114
Conforming Loan Available
Most homebuyers in 84720 can comfortably use conventional financing. The median home price of $492,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84720's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 84720 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 84720 can comfortably use conventional financing. The median home price of $492,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84720 are set at the county level.
2026 Loan Limits — Iron County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 84720
To purchase the median home at $492,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,923.
Monthly Payment
$3,923
Income Required
$168,112
Principal & Interest
$3,034/mo
Down Payment (5%)
$24,620
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84720.
Estimated Monthly Payment
$3,197
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