84719 — Iron County, Utah Market Snapshot
Housing market data for zip code 84719 in Iron County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$369,000
Days to Sell
39
Homes Sold
19
Inventory
106
Sale-to-List
97.5%
New Listings
71
Price/SqFt
$355
Pending Sales
22
Conforming Loan Available
Most homebuyers in 84719 can comfortably use conventional financing. The median home price of $369,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84719's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 84719 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 84719 can comfortably use conventional financing. The median home price of $369,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84719 are set at the county level.
2026 Loan Limits — Iron County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 84719
To purchase the median home at $369,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,977.
Monthly Payment
$2,977
Income Required
$127,593
Principal & Interest
$2,274/mo
Down Payment (5%)
$18,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84719.
Estimated Monthly Payment
$2,434
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