84714 — Iron County, Utah Market Snapshot

Housing market data for zip code 84714 in Iron County, Utah. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Iron County county page for broader data.

Market Sales Data

1 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$520,000

Closed sales

Days to Sell

7

Median, listing to close

Homes Sold

1

Closed in 2026

Inventory

5

Conforming Loan Available

Most homebuyers in 84714 can comfortably use conventional financing. The median home price of $520,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

84714 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.

Conforming Loan Feasibility

Most homebuyers in 84714 can comfortably use conventional financing. The median home price of $520,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 84714 are set at the county level.

2026 Loan Limits — Iron County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 84714

To purchase the median home at $520,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,134.

Monthly Payment

$4,134

Income Required

$177,174

Principal & Interest

$3,204/mo

Down Payment (5%)

$26,000

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 84714.

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Estimated Monthly Payment

$3,368

Principal & Interest$2,698
Property Tax$520
Insurance$150
Loan Amount$416,000
Total Interest$555,341
Income Required$144,350/yr

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