84010 — Davis County, Utah Market Snapshot
Housing market data for zip code 84010 in Davis County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
106 sales in 2026 (year to date)
Median Sale Price
$563,500
Days to Sell
28
Homes Sold
106
Inventory
106
Sale-to-List
98.8%
New Listings
163
Price/SqFt
$236
Pending Sales
120
Conforming Loan Available
Most homebuyers in 84010 can comfortably use conventional financing. The median home price of $563,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 84010 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 84010 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84010 can comfortably use conventional financing. The median home price of $563,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84010 are set at the county level.
2026 Loan Limits — Davis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $744,050 |
| 2 Units | $1,066,250 | $952,500 |
| 3 Units | $1,288,800 | $1,151,400 |
| 4 Units | $1,601,750 | $1,430,900 |
Affordability Snapshot — Zip 84010
To purchase the median home at $563,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,467.
Monthly Payment
$4,467
Income Required
$191,458
Principal & Interest
$3,472/mo
Down Payment (5%)
$28,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84010.
Estimated Monthly Payment
$3,637
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