84335 — Cache County, Utah Market Snapshot
Housing market data for zip code 84335 in Cache County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$324,900
Days to Sell
52
Homes Sold
19
Inventory
20
Sale-to-List
99.4%
New Listings
28
Price/SqFt
$207
Pending Sales
20
Conforming Loan Available
Most homebuyers in 84335 can comfortably use conventional financing. The median home price of $324,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84335's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84335 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84335 can comfortably use conventional financing. The median home price of $324,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84335 are set at the county level.
2026 Loan Limits — Cache County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 84335
To purchase the median home at $324,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,639.
Monthly Payment
$2,639
Income Required
$113,112
Principal & Interest
$2,002/mo
Down Payment (5%)
$16,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84335.
Estimated Monthly Payment
$2,161
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